Free HR & Business Calculators
Workers comp premiums, small claims limits, mileage reimbursement, minimum wage, and overtime pay — all in one place.
All Tools
Free calculators and reference tables for small business owners and HR professionals.
Workers Comp Premium Calculator
Estimate your annual workers compensation insurance premium based on payroll, job class code, state, and experience modifier.
Workers Comp Rates by State
View average workers compensation base rates for all 50 states. Compare competitive vs. monopolistic state systems.
Small Claims Court Limits by State
Maximum claim amounts, filing fees, and corporation rules for small claims court in all 50 states. Updated for 2025.
2026 Mileage Reimbursement Calculator
Calculate employee mileage reimbursements using the current IRS standard mileage rate for business, medical, and charity driving.
Minimum Wage by State 2026
Current minimum wage rates for all 50 states plus DC. See effective dates and upcoming scheduled increases.
Overtime Pay Calculator
Calculate overtime pay under FLSA rules. Enter hourly rate and hours worked to get regular pay, overtime pay, and total compensation.
Workers Comp Calculator by State
Jump directly to your state's workers compensation calculator with pre-filled state rate data.
Frequently Asked Questions
How is workers comp insurance calculated?
Workers comp premiums are calculated using this formula: Premium = (Annual Payroll ÷ 100) × Class Code Rate × Experience Modifier. The class code rate is based on the risk level of the job, and the experience modifier adjusts for your company's actual claims history.
What is a workers comp class code?
Class codes are 4-digit codes assigned by NCCI (National Council on Compensation Insurance) that categorize types of work by risk level. Roofing (5551) has a high rate (~$25/100) because it's dangerous, while office work (8810) is very low (~$0.35/100).
Can I sue in small claims court without a lawyer?
Yes — that's the point of small claims court. Many states actually prohibit attorneys from representing parties. You file a claim, pay a small fee ($15–$300 depending on state), and a judge hears both sides. It's designed for cases like unpaid invoices, security deposit disputes, and minor property damage.
What is the 2026 IRS mileage rate?
The IRS standard mileage rate for 2026 is 70 cents per mile for business driving. This is the rate employers typically use for mileage reimbursement. Medical and moving (for active-duty military) is 21 cents per mile; charitable driving is 14 cents per mile.