New York Small Claims Court Guide 2025

Filing in New York Small Claims Court

New York small claims cases are heard in Small Claims Court. The maximum you can sue for is $10,000 for individuals, and $5,000 for businesses. Filing fees range from $15 to $20 depending on the amount of your claim.

Step-by-Step: Filing Your Claim

1. Confirm your claim fits — It must be under $10,000 and a type of civil matter handled by Small Claims Court.
2. Send a demand letter — Before filing, send the other party a written demand. This is often required and may resolve the dispute.
3. Get the forms — Visit your local Small Claims Court or check the New York court system website for the small claims complaint form.
4. File and pay — Submit your completed form and pay the filing fee ($15–$20).
5. Serve the defendant — The defendant must be officially notified. The court clerk can explain the service options.
6. Prepare your case — Gather contracts, invoices, photos, emails, and any witnesses.
7. Appear at the hearing — Present your case clearly and concisely. The judge will ask questions.
8. Collect your judgment — If you win, you still need to collect. The court doesn't do this for you.

What You Can Sue For in New York

• Unpaid invoices or debts
• Security deposit disputes
• Minor property damage claims
• Breach of contract (small amounts)
• Refunds for defective goods or services
• Personal loans