Pennsylvania Workers Comp Calculator
Estimate workers compensation premiums for Pennsylvania businesses using state-specific rate adjustments.
Workers Comp Premium Estimator
Formula: (Payroll ÷ 100) × Class Rate × Experience Mod
Enter total annual wages paid to employees in this job class
State adjustment factor: 1.05x (vs. national average)
1.00 = average. Below 1.00 = better safety record (discount). Above 1.00 = more claims (surcharge).
Workers Comp in Pennsylvania: What to Know
Market System
competitive
Avg. Rate
$2.00/100
Rate Factor
1.05x national avg
Pennsylvania workers compensation rates are adjusted by a factor of 1.05x compared to the national average. This reflects Pennsylvania's specific claims experience, medical costs, and regulatory environment.
Like all states, Pennsylvania requires most employers to carry workers compensation insurance. Premiums are based on your payroll by job class, your company's claims history (experience modifier), and rates filed by your chosen insurer.
Common Class Code Rates for Pennsylvania
| Job Type | Code | Nat'l Rate | PA Rate |
|---|---|---|---|
| Office/Clerical | 8810 | $0.35 | $0.37 |
| Outside Sales | 8742 | $0.58 | $0.61 |
| Automobile Salesperson | 8748 | $0.65 | $0.68 |
| Retail Store | 8017 | $1.50 | $1.58 |
| Department Store | 8061 | $1.40 | $1.47 |
| Grocery Store | 8006 | $2.10 | $2.21 |
| Restaurant/Food Service | 9079 | $2.50 | $2.63 |
| Fast Food Restaurant | 9058 | $2.20 | $2.31 |
Rate per $100 of payroll. State rate = national avg × 1.05 (Pennsylvania factor). Estimates only.